The New, Innovative Health Insurance for Dubai Expats

Expats often have specific requirements for their health insurance. Frequently, it should not only be valid in the United Arab Emirates but also during stays in Germany or other parts of the world. Together with one of the largest European insurers, we offer you what is likely the smartest insurance solution available.

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    Comprehensive International Health Insurance for Expats in Dubai

    For expats in Dubai, having the right health insurance is crucial, especially for those who spend extended periods outside the UAE. Our insurance solution offers extensive global coverage, tailored specifically to meet the needs of frequent travelers, ensuring that quality healthcare is accessible wherever you go. With features like a direct payment insurance card, you can avoid upfront costs and lengthy reimbursement processes, making healthcare access simple and stress-free. Supported by Allianz, one of the world’s most reputable insurers, this plan allows you to embrace life abroad with confidence and security in your healthcare.

    Comprehensive Insurance with International Coverage

    Many expats in Dubai require an extended health insurance solution as they often spend several months of the year outside of Dubai. The extremely high summer temperatures in the region prompt many to spend the hot months in their European home countries or in other more pleasant parts of the world. These seasonal stays in various countries come with specific healthcare requirements. Traditional health insurance plans that are only valid in one’s home country or within a specific region often do not provide the necessary protection and can have significant coverage gaps.

    For this reason, we connect you with an internationally valid insurance solution specifically tailored to the needs of frequent travelers and expats. Our insurances not only offer basic coverage in your country of residence but also comprehensive protection worldwide. This international health insurance ensures that you have access to high-quality medical care in every country where you find yourself.

    If desired, this insurance solution can also include special coverage in the USA and Canada. This is particularly important as healthcare costs in these countries are among the highest in the world. With such an extended insurance plan, you can travel with peace of mind, knowing that you will receive optimal care in emergencies without worrying about financial burdens.

    Our international health insurances provide not only protection for acute illnesses and accidents but also cover preventive measures and regular health checks to ensure that you are always well cared for. With our insurance solution, you can make the most of your life as an expat and frequent traveler without compromising your healthcare needs.

    No Advance Payments for Treatment Costs & Medications

    With most health insurance plans, it is common that you must initially pay for your doctor visits and medications out of pocket. Afterward, you can submit a reimbursement claim to your insurance company, which typically involves some administrative effort. Processing these reimbursement claims can take between 5 and 14 days, depending on the insurance company and the type of medical services. This procedure can be particularly burdensome for those who frequently require medical services.

    The health insurance solution we offer fundamentally differs from this traditional model. You will receive a special insurance card that also functions as a credit card. This innovative card allows you to pay directly for doctor visits or medication purchases without having to front the costs out of your own pocket. By billing directly with the insurance, you save yourself the hassle of pre-financing your medical treatment and the effort involved in submitting reimbursement claims.

    This insurance card significantly simplifies the entire medical billing process. You can fully focus on your recovery without worrying about financial outlays. Moreover, this solution ensures immediate processing of payments, which is especially advantageous in emergencies or unexpected medical expenses.

    Additionally, the insurance card is accepted worldwide, which is invaluable for frequent travelers and expats. Whether you need medical assistance in your home country or anywhere else in the world, this card ensures that you are always well protected and can receive the necessary treatments and medications immediately.

    Overall, the health insurance solution we provide represents a significant relief and a major advancement over traditional insurance models. It offers not only financial protection but also comfort and security in managing your medical expenses.

    You Decide Which Doctor, Clinic, or Hospital You Want to Visit

    With many health insurance plans, you are restricted to visiting specific doctors. This is especially common with local insurance in Dubai, where you can only see doctors who belong to a certain "medical network." This limitation can often lead to inconveniences, as it restricts your choices and may prevent you from consulting your trusted doctor or a specialist practicing outside that network.

    With our insurance solution, it's different: you have the freedom to visit any doctor worldwide whom you believe can provide you with the best possible treatment. This flexibility is particularly valuable if you have specific medical needs or are traveling and urgently require medical assistance. You are not bound to a limited network and can choose the healthcare that best meets your individual requirements.

    If you need assistance in selecting the right doctor, the insurance concierge team is here to help. This team consists of experienced professionals who can assist you in finding the right doctor or specialist, no matter where you are in the world. They can provide recommendations, schedule appointments, and supply all the necessary information to ensure you receive the best possible medical care.

    The concierge team can also assist in coordinating doctor visits and transferring medical documents, allowing you to focus entirely on your health. This personal support ensures that you have access to high-quality medical care at all times, without having to deal with administrative hurdles.

    With our insurance solution, you benefit not only from comprehensive medical coverage but also from tailored support that helps you make the best medical decisions in any situation. Whether you are in Dubai, your home country, or anywhere else in the world, you can rest assured that you have the freedom and support you need to stay healthy.

    With One of the Largest Insurance Companies in the World Behind You

    We recommend a health insurance solution for your move to Dubai that is supported by one of the largest and most reputable insurance companies in the world – Allianz. With Allianz behind you, you can be confident that you will receive top-notch protection and comprehensive services worldwide. This insurance not only provides extensive coverage in Dubai but also in all other countries where you reside or travel.

    Allianz is known for its financial stability and reliability. It gives you the assurance that you will receive optimal care in the event of illness, regardless of where you are located. Allianz covers a wide range of medical services, from general doctor visits and preventive measures to complex treatments and emergency care.

    Another advantage of Allianz insurance is the financial security it offers. You won’t have to worry about high medical costs, as Allianz ensures that the expenses for your treatments and medications are covered. This allows you to fully focus on your new life in Dubai without financial burdens or uncertainties regarding your healthcare.

    With Allianz as your insurance partner, you benefit from an extensive network of highly qualified doctors and medical facilities worldwide. This means you have access to first-class medical care wherever you are. Should you have specific medical needs or require a certain treatment, Allianz ensures that you receive the best possible care.

    So you can concentrate entirely on your new life in Dubai while Allianz takes care of your health in the background. With Allianz as your insurance partner, you can be assured of top-notch protection and comprehensive services worldwide, allowing you to enjoy your new adventure in Dubai without worries.

    Frequently Asked Questions

    • How Does the Health Insurance Application Process Work?
    • Does the Health Insurance Offer Solutions for Families?
    • Is There a Minimum Contract Period and When Can I Cancel?
    • Who Is Behind This Health Insurance?
    • Is the Health Insurance Really Valid Internationally, and Can I Truly Consult Any Doctor of My Choice?
    • How Does Payment for Doctors and Medications Work with the Credit Card?

    1. How Does the Health Insurance Application Process Work?

    To receive a quote, click on “Price Calculator” at the top. In the pop-up window, select “I need health insurance.” Answer the questions and provide your contact details. Once that’s done, you will receive a call directly from the insurance company. During this conversation, your questions will be answered, and you will receive your personalized quote. If you like the offer, your health insurance policy, including the credit card, will be sent to you within a few days.

    2. Does the Health Insurance Offer Solutions for Families?

    Yes, the health insurance also offers solutions for families relocating to Dubai who need coverage for the entire family. During the consultation, the details of all insured individuals will be collected, and you will receive a personalized quote for family insurance.

    3. Is There a Minimum Contract Period and When Can I Cancel?

    The contract with the health insurance has a minimum duration of three months. After this three-month period, you have the flexibility to cancel the contract at any time on a monthly basis.

    4. Who Is Behind This Health Insurance?

    Behind this health insurance is Allianz. Allianz is a globally leading insurance company founded in 1890. With over 130 years of experience in the insurance industry, Allianz offers comprehensive and reliable insurance solutions for millions of customers worldwide.

    Allianz operates in more than 70 countries and serves over 100 million customers. It employs more than 150,000 staff members dedicated to providing their clients with the best possible protection and service. As one of the largest and most reputable insurers in the world, Allianz enjoys an excellent reputation for its financial stability, innovation, and outstanding customer care.

    5. Is the Health Insurance Really Valid Internationally, and Can I Truly Consult Any Doctor of My Choice?

    Yes, the health insurance is valid internationally, even if you wish to include coverage for the USA and Canada. You have complete freedom of choice regarding doctors and can consult the physician who is best suited for your treatment. If you ever find yourself unsure about which doctor to see, you can reach your health insurance provider by phone 24/7 to receive recommendations.

    6. How Does Payment for Doctors and Medications Work with the Credit Card?

    When you need to see a doctor, simply call the 24/7 German-speaking hotline of your health insurance or use the smart app to notify them of your doctor visit. Your credit card will then be loaded with an adequate amount. You can now visit your doctor and receive treatment. After the treatment, you pay directly with your health insurance credit card.